Mortgage Loan Resources

Let Green Mortgage Company help you throughout the mortgage loan process. 
We promise to be your partner from applying to closing and even after that.

Pre-Approval Checklist

You will need to bring us some personal and financial documents to get started. Please find a checklist below of those documents that you can download. 

Personal Information
  • Copy of drivers license
  • Copy of social security card
  • Provide most recent, consecutive pay stubs for two pay periods.
  • Provide all W-2’s and/or 1099’s for the past two years.
  • Provide all pages and schedules for the last two years personal Federal tax returns
  • If self-employed, provide all pages and schedules of the last two years business tax returns and corporate K-1sIf self-employed, provide current Balance Sheet and P&L.
  • If retired, provide benefit award letter, last two years 1099s, and all pages and schedules of last two years tax returns.
  • If any rental income is received, provide copy of current lease agreement and mortgage statement.
  • If VA and active duty personnel, copy of Statement of Service Letter and Off Base Housing Authority Letter.
  • Provide ALL pages of most recent two months statements for all accounts: including all checking, savings, stocks, IRA, and 401K.
  • The statements must show your name, account number, and the name of the banking institution.
  • If funds to close will come from sale of home, copy HUD-1 from sale of home and deposit slip showing proceeds deposited into bank account.

  • Copy of final, filed divorce decree (within the last two years)
  • Copy of bankruptcy papers, including all schedules and discharge, and credit explanation letter for reason for bankruptcy. (within the last five years)
  • If VA, Certificate of Eligibility or copy of DD214

  • Homeowners Insurance Agent’s name, address, and phone number for the subject property.
  • If refinance, copy of note and mortgage statement from the current lender showing the account number.
  • If you’re retaining your current residence, provide a mortgage statement showing taxes and insurance are included in the monthly payment.
  • If you’re currently renting, provide your Landlord’s name, phone number, and address. 

Do's and Don'ts of Mortgages

Here’s a short Mortgage Do's and Don’ts guide as a resource to help you secure your home mortgage.


Keep all records in good order.
  • Availability: Keep your financial records close at hand in case updates are requested.
  • Income: Be aware that underwriters typically verify your income and tax documents through your employer(s), CPA, and/or IRS tax transcripts. Hold onto new pay stubs as received.
  • Assets: Continue saving incoming account statements. Keep all numbered pages of each statement. Ex: 8 of 8.
  • Current Residence: If you’re renting, continue paying your rent on time and save proof of payment. If you’re selling your current residence, be prepared to show your HUD-1 Settlement Statement. If you’ll be renting your home, you may need to show sufficient equity, a lease, and receipt of first month’s rent and security deposit.

Keep your credit shining.
  • Continue making payments on time. Your credit report may be pulled again, and any negative change to your score could cause you to lose your approval and your home.

Understand that things have changed.
  • Underwriters require more documentation than in the past. Even if requests seem silly, intrusive, or unnecessary, please remember that if they didn’t need it, they wouldn’t ask.


Apply for New Credit.
  • Changes in credit can cause delays, change the terms of your financing, or even prevent closing. If you must open a new account (or even borrow against retirement funds), please consult with us first. 

Change Jobs During the Process.
  • Probationary periods, career, or even status changes (such as from a salaried to a commissioned position, leave of absence, or new bonus structure) can be subject to very strict rules.

Make Undocumented Deposits.
  • Primarily large but sometimes even small deposits must be sourced unless they are identified. Make copies of checks and deposit slips. Keep your deposits separate and small. Avoid depositing cash.

Wait to Liquidate Funds from Stock Or Retirement Accounts.
  • If you need to sell investments, do it now and document the transaction. Don’t take the risk that the market could move against you leaving you short of funds to close.

Ever Be Afraid To Ask Questions.
  • If you’re uncertain about what you need or what you should do, we’re here to help you through the process, even long before you intend to buy.
580-223-HOME (4663)
1505 N Commerce St. Suite 107
Ardmore, Oklahoma 73401