Mortgage Loan Resources

Pre-Approval Checklist

You will need to bring us some personal and financial documents to get started. Please find a checklist below of those documents that you can download. 

Personal Information

  • Copy of drivers license
  • Copy of social security card


  • Provide most recent, consecutive pay stubs for two pay periods.
  • Provide all W-2’s and/or 1099’s for the past two years.
  • Provide all pages and schedules for the last two years personal Federal tax returns
  • If self-employed, provide all pages and schedules of the last two years business tax returns and corporate K-1sIf self-employed, provide current Balance Sheet and P&L.
  • If retired, provide benefit award letter, last two years 1099s, and all pages and schedules of last two years tax returns.
  • If any rental income is received, provide copy of current lease agreement and mortgage statement.
  • If VA and active duty personnel, copy of Statement of Service Letter and Off Base Housing Authority Letter.


  • Provide ALL pages of most recent two months statements for all accounts: including all checking, savings, stocks, IRA, and 401K.
  • The statements must show your name, account number, and the name of the banking institution.
  • If funds to close will come from sale of home, copy HUD-1 from sale of home and deposit slip showing proceeds deposited into bank account.


  • Copy of final, filed divorce decree (within the last two years)
  • Copy of bankruptcy papers, including all schedules and discharge, and credit explanation letter for reason for bankruptcy. (within the last five years)
  • If VA, Certificate of Eligibility or copy of DD214


  • Homeowners Insurance Agent’s name, address, and phone number for the subject property.
  • If refinance, copy of note and mortgage statement from the current lender showing the account number.
  • If you’re retaining your current residence, provide a mortgage statement showing taxes and insurance are included in the monthly payment.
  • If you’re currently renting, provide your Landlord’s name, phone number, and address. 

Do’s and Don’ts of Mortgages

580-223-HOME (4663)

1505 N Commerce St. Suite 107 Ardmore, Oklahoma 73401